Financial Crime Compliance Specialist | Transaction Monitoring @ING Bank

Discover ING Bank Romania

ING believes in a world where everyone has the right to grow and progress in their own way. We express this in our global tagline, “do your thing”. Perhaps more than in any other large company, we extend our belief in the power of autonomy to our own people. But there’s a catch. In return for great freedom, we expect people to do great things for our customers, our stakeholders, and ING at large.

To work here is to be surrounded by people who are energetic, ambitious, friendly and respectful: talented specialists who take the responsibility and autonomy to make great things happen. We stay curious, thrive on change, and seek new and better ways to make it happen. Active in Romania for more than 30 years, ING Bank pioneered and challenged the local banking industry. Technology and innovation are at the core of what we do, making our products relevant for our customers’ lives and businesses.

ING Bank Romania is the only bank with an organic growth within the top 10 local banks by assets, without acquisitions of client portfolios or other banks. ING Bank Romania is an universal bank with more than 1.8 million customers from three business segments: individuals (retail), SME and Mid-Corporate companies and Wholesale Banking.

Join us!

Mission

Help shape the future of compliance by planning and executing key Financial Crime activities. In this role, you'll ensure that ethical and regulatory standards are seamlessly embedded into daily operations, driving effective Know Your Customer (KYC) risk mitigation across the organization.

Your Day to Day

• Support the business in implementing and applying the ING Bank Compliance Risk Management Charter, with a focus on reviewing and resolving Customer Monitoring Activity alerts (both ante-factum and post-factum transaction monitoring).

• Analyze information received from internal departments or employees regarding suspicious operations—whether planned or completed—and ensure each case is properly registered and investigated.

• Identify and report all medium, high, and critical compliance risks.

• Manage and prioritize workload to meet quality and productivity standards.

• Actively contribute to innovation initiatives, with a focus on improving efficiency in compliance-related processes.

• Identify and report issues related to application functionality and suggest improvements.

• Notify relevant authorities when there are reasonable grounds for suspicion, and report to financial authorities as required by economic sanctions regulations, in line with legal and internal AML/CTF procedures.

• Maintain up-to-date knowledge of applicable legislation, including:

  • Law no. 129/2019 on the prevention and combating of money laundering and terrorism financing

  • NBR Order no. 2/2019

  • Government Emergency Ordinance No. 202/2008 and Law No. 217/2009

  • Council Regulation (EU) No. 833/2014 and subsequent updates

• Participate in cross-border knowledge sharing, including best practices and lessons learned, in collaboration with Compliance Officers, Legal, and other risk functions.

• Provide guidance and support in promoting a strong compliance culture through presentations, policy development, and training sessions.

• Perform additional tasks and responsibilities delegated by management, provided they align with the compliance role and do not conflict with its core responsibilities.

What you bring to the team

• Education: University degree (economic or legal academic background);

• Experience: min 2 years of economic/ legal experience;

• Computer proficiency: Word & Excel processing(using basic functions), E-mail, Internet;

• Language proficiency: good level of English, verbal & written.

Knowledge

• Solid understanding of the Romanian legal framework, National Bank of Romania (NBR) regulations, and international compliance standards related to financial crime risk.

• Familiarity with both local and international best practices in Anti-Money Laundering (AML) and operational risk management.

• Strong knowledge of banking products, services, customer relationships, and awareness of external market developments impacting compliance.

• Deep understanding of internal policies, procedures, and regulatory requirements governing compliance activities.

Competencies

• Demonstrates trusted judgment, a strong work ethic, and a confidential, diplomatic approach. Shows resilience and determination in addressing concerns.

• Proactive and independent, with an open-minded attitude and creativity in developing new ideas and solutions to everyday challenges.

• Strong negotiation, presentation, and communication skills—both verbal and written.

• Excellent analytical thinking, with the ability to synthesize complex information. Skilled in both inductive reasoning (deriving general conclusions from specific datas) and deductive reasoning (applying general principles to specific cases).

• Highly adaptable and solution-oriented, with a strong sense of commitment, attention to detail, and perseverance in achieving results.

• Capable of performing effectively in high-pressure environments involving multitasking, tight deadlines, complex problems, and frequent change.

• Committed to continuous self-development and professional growth.

• Strong team player with the ability to build and maintain trusted client relationships, demonstrating mutual respect and a deep understanding of client needs.

What we offer

• Impactful work in a fun and collaborative environment

• Open-concept offices designed for both team work and relaxation

• Corporate events and social gatherings

• Hybrid way of working with flexible working schedule and short week options

• Monthly budget on Benefit platform

• Extra annual leave days depending on the total length of working experience

• Growth opportunities through upskilling/ reskilling programs and a variety of learning and development platforms: ING Learning Centre, Udemy, Bookster, as well as through trainings and certifications

• Possibility to access Internal roles, International Short-Term Assignments or Long-Term Assignments

• Context to make an impact through Sustainability and Corporate Social Responsibility projects.