Benefits in the Netherlands
Extra days to make the world a better place
Progressive benefits
What’s the key to job satisfaction for you?
Every day, we’re working on digital innovations for ING’s 8.5 million customers. We are a bank with data-driven ambitions. Times are rapidly changing and we want to became even more agile during this digital journey. We are doing this together with our employees. So when it comes to your job and the perks, what makes you happy?
At ING, our mission is to ‘empower people to stay a step ahead in life and in business’ – not only our customers, but also our employees. In line with this, we offer a unique – and sometimes even surprising – benefits package.
An attractive salary
You get an attractive gross salary, depending on your job category and professional experience. The fixed salary consists of the following components (base for pension accrual)
- Base salary (36 hour week)
- Collective salary increase July 2025: 5,25% - July 2026: 3,5%
- Thirteenth-month
- Holiday allowance: 8% of the monthly salary
- Individual savings contribution (BIS): 3,5% of your personal monthly salary (no base for pension accrual)
The benefits budget
The Benefits Budget gives you control over part of your employment conditions. Each month you receive a Benefits Budget equal to roughly 20% of your monthly salary. This includes the 13th month bonus, holiday allowance and Individual Savings Contribution (BIS).
You can spend this budget each month via the My Benefits Budget-platform. If the employee makes no selection, the budget will be paid out with your monthly salary.
Via the Benefits Budget portal employees have options available:
- Sell leave hours
- Buy leave hours
- Reserve budget (once only or monthly)
- Bicycle for commuting to and from work (tax benefits)
- Trade union membership (tax benefits)
- International school fee (in specific Foreign Local cases)
Mobility card
You decide how you travel to the office. The Mobility Card offers many options: travel by bicycle, train, shared car, shared scooter or private car. In the app you arrange your transport and register your commute and business trips.
In addition to the Mobility Card you can also lease a bicycle with a tax benefit.
Lease car
You may apply for a lease car if you are covered by the ING CLA and in addition you must also comply with one of the following three criteria:
- You are classified in salary scale 13 or higher
- You drive at lease 12,500 business-related kilometers each year
- You drive at least 8,000 business-related kilometres each year and drive at least 10 days a month or use the car for at least 15 business-related visits
More detail
| Job grade | Maximum amount |
| Up to and including job grade 13 | 800,- |
| Job grade 14 | 900,- |
| Job grade 15 | 960,- |
Holiday leave days
With us you get plenty of time to recharge yourself.
Holiday hours
194.4 paid holiday hours a year based on an average 36-hour working week (216 for 40 hours).
Collective days off
Two collective days off per year are agreed in the collective labor agreement.
Public holidays:
- New year’s day (Wednesday 1 January 2025)
- Easter Sunday and Easter Monday (Sunday 20 April – Monday 21 April 2025)
- The King’s Birthday (Saturday 26 April 2025)
- Liberation Day (Monday 5 May 2025)
- Ascensions Day (Thursday 29 may 2025)
- Whit Sunday and Whit Monday (Sunday 8 and Monday 9 June 2025)
- Christmas Day and Boxing Day (Thursday 25 – Friday 26 December 2025)
- Following Boxing Day also Monday 29 December 2025
Your development
As you get better at your job, your work becomes even more interesting and enjoyable. At ING, you take responsibility for your own personal development and your career path. It is only through continuous education and personal development that you will become the best version of yourself. And this is something we will be happy to support you with.
My Learning
If you know what you want to develop, you can find a suitable learning activity, preferably on our My Learning platform. Here you will find professional training, courses, videos, tests and training for your personal skills.
The Learning Account
ING likes to invest in your career and personal development. With The Learning Account we give you control and the budget (€375 per year) to make your own choices in improving your knowledge and skills.
Home office webshop
A healthy workplace is crucial, in the office but also at home. To make this possible the employee receives a budget once every five years to purchase home office items from the ING Home Office Web Shop at Coolblue. Total home office budget is 1,600 euros. Of this amount 1,000 is meant for setting up your workstation and 600 euros for a phone.
We offer a fixed monthly compensation for the costs of internet and other working-from-home-costs of 45 euros.
Tailored to your life
At ING we understand the importance of a good work/life balance. This will keep you in control of your planning.
Flexible working hours
Want to start work earlier so that you can pick up the kids from school? Or would you prefer to adjust you working hours to the traffic? We try to offer the most flexible work schedules for the largest possible group of employees.
Hybrid working
Our employees come to our offices for collaboration, co-creation, socialising and networking and work from home to focus without distractions and business as usual.
(* excluding CLT members and branch personnel)
Diversity leave
We give you 1.5 days of paid leave and 1.5 days of unpaid leave for ‘diversity days’ which you can use to celebrate occasions that are special to you, such as carnival, Sugar Feast or a Pride event.
Maternity leave
24 weeks pregnancy and maternity leave, if you are expecting multiples: 28 weeks.
Partner leave
Brand new parents who are not entitled to maternity leave 6 week's paid leave plus the option of taking 3 month’s unpaid leave immediately after that.
Adoption leave
You can have up to 2 months paid leave. Even if you become a foster parent.
Parental leave
It is possible to take parental leave until your child turns 13.
Care leave
Do you need time to take care of a family member, housemate or friend: we offer a personnel scheme for care leave.
And more
- We offer tailor-made bereavement leave to find a new balance after a loss.
- Personal leave for colleagues going into gender transition.
- Two working days a year, colleagues can contribute to society as a volunteer.
- Are you 60 or older? You can share your valuable knowledge and skills one day a week at a social organisation or educational institution while retaining your conditions of employment.
Vitality
Your health and well-being are our priority. To support you, we offer special options, such as:
Health check
Wondering how you are doing mentally and physically? Once every two years you can have a Health Check done: an anonymous and free occupational health examination followed by advice that suits you. To limit or prevent complaints, so that you can continue to do your job healthy and fit.
Health insurance
Discount on supplementary medical insurance policies: ONVZ Health insurance (23%) and Jaaah Health insurance (10%).
Hello health
Online portal designed to assist with improving physical health with workouts, online fitness classes, fysio, work from home assist and Physical & Mental Health webinars.
Fitness network
We are working together with Bedrijfsfitness Nederland and its more than 3,700 fitness centres to ensure that you can exercise at a fitness centre near you.
And other nice things
Energy expertise
ING is working towards a sustainable future. This is part of our ambition to help the world and society move forward. As an ING employee you can have a free 30-minute conversation with an energy expert from Woningschouw.
Football, Culture & Music
With our sponsorships, we want to make Football, Culture and Music accessible to a wide audience. To enable people to do what really makes them happy.
Financial coaching
A free, no-obligation appointment with an ING financial coach.