Financial Risk Specialist – Business Banking (f/m/x) in Berlin

Data, analysis, regulatory requirements – does this catch your attention? Are you well-versed in credit risk management and eager to grow both professionally and personally? Do you appreciate a corporate culture in which people meet at eye level, learn from each other and CVs are allowed to be colourful? Perfect! Take the next step in your career and join our international team of specialists in the Credit Risk division, ensuring security and quality. To get started, just send us your CV!

Your Tasks

• You thrive when working on challenging line and project topics at the intersection of risk management and the latest regulatory requirements, getting involved hands-on while thinking strategically, innovatively, and with an international perspective.
• In the same vein, you actively participate in the execution and development of analyses, reports, and forecasts, always keeping a focus on the normative perspective.
• By doing so, you help us manage and coordinate the Bank's Credit Risk Appetite, including reporting to the Risk Committee and working closely with our management board.
• You delve deep into IFRS9, Basel 4/CRR3, and other risk management topics – be it risk-bearing capacity, stress testing, or risk inventory – and provide valuable support in comprehensively addressing new regulatory requirements (MaRisk, CRR/CRD, Basel).
• You are engaged at every stage, from concept development to implementation, and communicate results clearly and effectively.
• Lastly, we rely on your expertise to accompany the supervisory activities of the ECB and national authorities from the Bank’s perspective.

Your Profile

• Quantitative studies, preferably in econometrics, mathematics, physics, computer science, economics
• Experience in the lending business (individuals, legal entities), credit processes and loan life cycles 
• Several years of experience in working with credit risk reports, provisions (IFRS9), PD, LDG, EAD
• Expertise in SQL, basic knowledge of programming in SAS, Python and R is an advantage
• Adept at interpreting data based on the information and assumptions gathered
• Skilled in handling project tasks independently (also by steering subtasks with the team)
• Independent, creative and proactive mindset 
• Meticulous, solution-orientated and precise way of working
• Team-oriented, proactive and structured
• Strong willingness to learn
• Proficient in German and English, verbal and written
  

We offer many benefits

• Company pension plan, capital-building offers, free Deutschlandticket & bicycle leasING, company restaurant
• Hybrid working: In addition to working in the office, you can also work remotely – within operational, regulatory and legal requirements.
• Individualized work schedule models, sabbatical, subsidization of nursing & childcare costs
• Personal budget for continuing education and development as well as health; plus, a personal budget to set up your mobile working space
  

Ready for a new job?

At ING we are colorful and diverse: different personalities with different perspectives - an international culture where we value and appreciate each other. We believe in substance over style, people instead of labels.

This describes you to a T?

Simply apply online - your resume is all we need to get to know you, a cover letter is optional!