Lending Specialist

REQ-10080580
21/01/2025
Lending
Praha Klanovice, República Checa

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.The Wholesale Banking Lending team in ING Czech Republic has a challenging opportunity available for an ambitious professional. The team is responsible for the bank’s lending products and strategy across the various market segments relevant for ING in the Czech republic. This includes lending to the largest local corporations, subsidiaries of foreign multinationals including structured finance, project finance, acquisition finance and real estate finance transactions.

We initiate, structure and execute lending transactions for existing and new clients while maintaining a healthy credit portfolio. The team consists of a group of motivated professionals that work closely together with Global Sector Teams, Relationship Managers, Risk Management, Legal, Transaction Services, Capital Markets and Advisory, Operations and other ING businesses.

The responsibility of the Lending Specialist is to originate and execute transactions, manage a designated portfolio of Clients as appropriate with his/her level of expertise and closely cooperate with other team members, departments and across the international network of ING.

Thejob:

Assessanddimensionbusinesspotentialofcurrent and potential customers
Performfinancialanalysesaswellascompanyandsectorrelatedresearch
Structureandexecutenewtransactions
Preparecreditapplications
Adviseonprofitability,riskweightedassets andtransactioneconomics
Prepare credit ratings
Maintaindataqualityoflendingfilesaswellasadministrationandoperationaltasksaroundtheexistingportfolio
DevelopadaytodayworkingrelationshipwithRelationshipManagers,RiskManagement,Legal,TransactionServices,GlobalSectorTeams and Operations
Ensuringadherencetoallapplicablelendingpolicies

AsaLendingSpecialist:

Youwillbedesignatedtoaspecificportfolioofclientsforwhichyouwillberesponsibleforexecutionofnewlendingtransactions,annualreviewsandmodifications(inclosecooperationwithotherteammembersdependingonnatureofclientandproposal)
Inthisrole,youwillidentifyandrespondtotheneedsofexistingandprospectiveclientsonlendingproducts,identifypossiblecross-sell opportunities inclosecooperationwithcolleaguesacrosstheinternationalnetworkofING
Youwillberequiredtobuildcloseprofessionalrelationshipswithclientseligibleforlendingproducts
Youareresponsiblefortheaccurate,efficientandtimelyexecutionofcreditfilesrelatedtothevariouslendingproductsaswellasfinancialmarketsand transaction services products requiringcredit limits
Youwillprepare,discussandconcludetermsheetsandloandocumentationwithclients,incl.cooperationwithotherteammembersasmaybe appropriate
Youwillberesponsibleformonitoringthecreditprofileofyourdesignatedclientsandinitiatingappropriateactionsincase of deterioration of credit quality
YouwillprovidefurthersupporttotheLendingteamasappropriate

Your profile:

Anambitiousprofessionalwithauniversitydegreeorequivalentwith3+yearsofworkexperienceinthefinancialsector,preferablyin a lending orcredit risk relatedenvironment
Excellentanalyticalskillswithaneyefordetailandacan-doattitude
Team player
Pro-activewithexcellentverbalandwrittencommunicationskillsinEnglish
Financial analysis skillsandexperiencewithlendingdocumentation
Passion, understanding and experience with sustainability / ESG lending is a benefit

What do weoffer:

ThepositioninvolvescontactswithmanydifferentINGdepartments&clientsaswellasING’sstronginternationalnetwork.WeoperateattheheartofING’swholesalebankingfranchiseintheCzechRepublicprovidingmanyopportunitiesforfurthercareeradvancement.Thisenvironmentprovidesexcellentopportunitiesforatalentedindividualtogainexperienceinahigh-pacedandinternationalenvironment
Full-time or part-time
ThepositionisbasedinPrague
DailyuseofEnglishlanguage, Czech language is nice to have

Possibilityofpersonalandprofessionaldevelopment

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En ING queremos que las personas den lo mejor de sí mismas. Tenemos una cultura inclusiva donde todos pueden crecer y hacer la diferencia para nuestros clientes y la sociedad. Apoyamos siempre la diversidad, la igualdad y la inclusión. No toleramos ninguna forma de discriminación, ya sea por edad, género, identidad de género, cultura, experiencia, religión, raza, discapacidad, responsabilidades familiares, orientación sexual u otro motivo. Si necesitas ayuda o algún ajuste durante el proceso de selección o entrevista, ponte en contacto con el reclutador indicado en la oferta. Estaremos encantados de colaborar contigo para que todo sea justo y accesible. Haz clic aquí para saber más sobre nuestro compromiso con la diversidad y la inclusión