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Lending Specialist

  • REQ-10080580
  • 21/01/2025
  • Lending
  • Praha Klanovice, Czechy
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.The Wholesale Banking Lending team in ING Czech Republic has a challenging opportunity available for an ambitious professional. The team is responsible for the bank’s lending products and strategy across the various market segments relevant for ING in the Czech republic. This includes lending to the largest local corporations, subsidiaries of foreign multinationals including structured finance, project finance, acquisition finance and real estate finance transactions.

We initiate, structure and execute lending transactions for existing and new clients while maintaining a healthy credit portfolio. The team consists of a group of motivated professionals that work closely together with Global Sector Teams, Relationship Managers, Risk Management, Legal, Transaction Services, Capital Markets and Advisory, Operations and other ING businesses.

The responsibility of the Lending Specialist is to originate and execute transactions, manage a designated portfolio of Clients as appropriate with his/her level of expertise and closely cooperate with other team members, departments and across the international network of ING.

Thejob:

  • Assessanddimensionbusinesspotentialofcurrent and potential customers

  • Performfinancialanalysesaswellascompanyandsectorrelatedresearch

  • Structureandexecutenewtransactions

  • Preparecreditapplications

  • Adviseonprofitability,riskweightedassets andtransactioneconomics

  • Prepare credit ratings

  • Maintaindataqualityoflendingfilesaswellasadministrationandoperationaltasksaroundtheexistingportfolio

  • DevelopadaytodayworkingrelationshipwithRelationshipManagers,RiskManagement,Legal,TransactionServices,GlobalSectorTeams and Operations

  • Ensuringadherencetoallapplicablelendingpolicies

AsaLendingSpecialist:

  • Youwillbedesignatedtoaspecificportfolioofclientsforwhichyouwillberesponsibleforexecutionofnewlendingtransactions,annualreviewsandmodifications(inclosecooperationwithotherteammembersdependingonnatureofclientandproposal)

  • Inthisrole,youwillidentifyandrespondtotheneedsofexistingandprospectiveclientsonlendingproducts,identifypossiblecross-sell opportunities inclosecooperationwithcolleaguesacrosstheinternationalnetworkofING

  • Youwillberequiredtobuildcloseprofessionalrelationshipswithclientseligibleforlendingproducts

  • Youareresponsiblefortheaccurate,efficientandtimelyexecutionofcreditfilesrelatedtothevariouslendingproductsaswellasfinancialmarketsand transaction services products requiringcredit limits

  • Youwillprepare,discussandconcludetermsheetsandloandocumentationwithclients,incl.cooperationwithotherteammembersasmaybe appropriate

  • Youwillberesponsibleformonitoringthecreditprofileofyourdesignatedclientsandinitiatingappropriateactionsincase of deterioration of credit quality

  • YouwillprovidefurthersupporttotheLendingteamasappropriate


Your profile:

  • Anambitiousprofessionalwithauniversitydegreeorequivalentwith3+yearsofworkexperienceinthefinancialsector,preferablyin a lending orcredit risk relatedenvironment

  • Excellentanalyticalskillswithaneyefordetailandacan-doattitude

  • Team player

  • Pro-activewithexcellentverbalandwrittencommunicationskillsinEnglish

  • Financial analysis skillsandexperiencewithlendingdocumentation

  • Passion, understanding and experience with sustainability / ESG lending is a benefit

What do weoffer:

  • ThepositioninvolvescontactswithmanydifferentINGdepartments&clientsaswellasING’sstronginternationalnetwork.WeoperateattheheartofING’swholesalebankingfranchiseintheCzechRepublicprovidingmanyopportunitiesforfurthercareeradvancement.Thisenvironmentprovidesexcellentopportunitiesforatalentedindividualtogainexperienceinahigh-pacedandinternationalenvironment

  • Full-time or part-time

  • ThepositionisbasedinPrague

  • DailyuseofEnglishlanguage, Czech language is nice to have

  • Possibilityofpersonalandprofessionaldevelopment

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W ING chcemy, aby każdy mógł w pełni wykorzystać swój potencjał. Tworzymy inkluzywną kulturę, w której każdy ma szansę na rozwój i wpływ na naszych klientów oraz społeczeństwo. Zawsze wspieramy różnorodność, równość i integrację. Nie tolerujemy żadnej formy dyskryminacji, czy to z powodu wieku, płci, tożsamości płciowej, kultury, doświadczenia, religii, rasy, niepełnosprawności, obowiązków rodzinnych, orientacji seksualnej lub czegokolwiek innego. Jeśli potrzebujesz wsparcia lub dostosowania podczas procesu rekrutacji lub rozmowy, skontaktuj się z rekruterem wskazanym w ogłoszeniu. Z przyjemnością pomożemy Ci, aby proces był sprawiedliwy i dostępny. Dowiedz się więcej o naszym zaangażowaniu na rzecz różnorodności i integracji tutaj.

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