Credit Risk Senior Model Developer

ING Hubs Poland is hiring!

The expected salary for this position: 9600 - 22 000 PLN gross

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.

We are looking for you if you:

• have at least 3 years of experience with expert-based and statistical IFRS9/IRB models’ development/maintenance/validation,

• have the sound knowledge of IFRS 9 standard and/or EBA AIRB regulations,

• have experience with databases, data preparation and data quality control,

• have sound knowledge of statistical inference and econometric methods,

• have academic degree in quantitative field,

• code in SAS/Python,

• communicate efficiently in English (B2/C1).

You'll get extra points for:

• experience in banking regulatory inspections (ECB IMI),

• professional certification FRM/PRM/CFA or CQF,

• ability to use version control systems.

Your responsibilities:

• you will play a crucial role in development and maintenance of IFRS9/AIRB models for ING portfolios,

• you will interact with stakeholders from different locations, departments and all seniority levels,

• you will share your knowledge and expertise with more junior colleagues.

Information about the Team:

The Retail Credit Risk Model Development team is a centre of expertise within ING Group, responsible for the development, enhancement and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.

We are transitioning from project-based setup to portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types and specialize in specific portfolios – making a tangible impact on the broader risk management function.

We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose. We value diversity, curiosity, and continuous learning. Whether you're just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact. We work in a hybrid model with up to 80% remote work. You’re always welcome to join us in our state-of-the-art Warsaw officeto meet and integrate with your team.

The role naming convention in the global ING job architecture will be “Model Developer III”.

The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.