Lending Services Intern

As a Lending Services Intern, youwillbe part of a 19-person departmentconsisting of the "Personal Lending Services" and "Business Lending Services" teams.

The "Lending Services" departmentwithin ING Luxembourg mainly carries out the followingmissions:

- Responsibility and final responsibility for the operationalexecution of the various types of creditoffered to customers;

- Objective to provide a fast and impeccable quality service to ourinternal and externalcustomers;

- Culture of continuous process improvement;

- Helping and supporting all of the Bank's business lineswith regard to the operationalexecution of loans;

- Validation of regulatory and functional reports. (CSSF, Sox, ....);

- Management and/or active participation in the variousprojectshaving an impact on the creditactivity, whethertheseprojects are initiated by the Lending Services department, by anotherdepartment of the Bank, uponreceipt of new requirements CSSF, Sox, etc.

Your main mission:

Take charge of the completeoperational management of credit files.

Your main tasks:

- To process requests to besubmitted to decision-makingbodies;

- Draft contractual documentation and all appropriatecorrespondence;

- Proceedwith the implementation of credits;

- Carry out all the necessaryaccounting and follow-up until the repayment of loans;

- Rigorouslymaintainrecords;

- Constantly challenge processes in order to simplifythemwhilecontrollingoperationalrisk.

 You willwork in close collaboration with the sales representatives of the business linesconcerned but alsowith the "Risk" departments (CRM, MRM, Legal, ...), Bank Treasuryaswell as other support departments (Client Services, Payment, Finance, IT...).

You willalsoberequired to communicateregularlywithexternal stakeholders (ING Group, Facility Agents, Notaries, InsuranceCompanies, ExternalAuditors, etc.)

Your profile

Formation:

Minimum BAC +3 in economics/finance or equivalentdegree.

Experiment:

A first experience in a similar position willbeconsidered an advantage.

Skills:

- Good analytical, judgmental and communication skills;

- Administrative rigour and excellent organization, particularly in the management of priorities;

- Spirit of initiative and potential for autonomy in the work;

- High motivation to learn and engage in the function;

- Flexibility and proactivity in handling cases;

- Strong customer focus and proventeamworkskills.

Languages:

Oral and writtenfluency in French and English is essential.

Yourworkenvironment:

With more than 900 employees in the Grand Duchy and thanks to the combination of our local presence and the strength of a robust multinational like ING, weofferour private and professionalcustomers a wide range of solutions through the channel of theirchoice.

ING is a global bankwith a strongEuropeanfoundation. 53,000 employees serve approximately 38.4 million customers, businesses and financial institutions in more than 40 countries. Operating in the Grand Duchy of Luxembourg since 1960 as a universal and accessible bank, ourproductsincludesavings, payments, investments, loans and mortgages for retail and private banking customers, whichwe serve severely online and throughourbranch network. For ourwholesale banking clients, weprovide lending, sustainable finance, payment and cash management services, and fund services.