Senior Manager - Commercial Real Estate Credit Risk

REQ-10090360
19/02/2025
Financial Risk
Sydney, Australia

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ING, Australia’s most recommended bank is seeking a Senior Manager – Commercial Real Estate Credit Risk to join our 2nd Line Credit Risk function to be one of our leading Subject Matter Experts supporting the growing Business Banking division.

This key role supports the middle market commercial property finance portfolio, conducting transactional credit assessment for new / existing customers of up to AUD 90m. Everything from green lighting proposals, risk ratings, annual reviews and credit modifications. You will also be responsible for credit policy design and implementation as well as monitoring and reporting of risk appetite tolerances across the portfolio, in addition to proactive engagement on Watch List and Restructuring / Recovery matters.

2025 will be a huge year of growth for ING Business Banking and this is a key role in supporting a high performing, experienced team.

Ready to make an impact?

What you’ll do

Transactional credit assessment for new / existing clients up to AUD 90m in the CPF portfolio, including Green Light proposals, Risk Ratings, Annual Reviews, Credit Modifications, applications for new monies / increases / renewals
Credit policy and underwriting guideline design and implementation including relevant changes in ING Group policy settings
Supporting the loan loss provisioning and risk cost reporting process for the Business Banking Commercial Property Finance portfolio
Supporting the implementation of new rating system and credit risk models for the Commercial Real Estate businesses (which includes CPF)
Setting, monitoring and reporting of Risk Appetite tolerances and triggers across the Business Lending portfolios, including all portfolio reporting to Credit Risk Committee and Board Risk Committee / Board of Directors

What we’re looking for

5+ years in an Institutional or Business Banking Credit Risk function with scope including commercial real estate financing in the middle market or institutional market
Alternatively 7+yrs experience in 1st line commercial real estate business in the middle market or institutional market
High level of comfort with APRA prudential standards pertaining to the capital regime, and credit risk models for regulatory and loan loss provisioning outputs
Awareness and ability to act on legislation or regulatory changes and requirements
An ability to work effectively with senior executives

What’s in it for you?

Drop everything and learn with over 16,000 professional and personal development courses to choose from
Discounted ING Health Insurance
An additional Rest Day to support your wellbeing

About Us

At ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.

We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)

Need more?
Contact Mark Montgomery on mark.montgomery@ing.com.au

Applications close Thursday 6th March 2025

Before you apply
Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your manager

ING is Australia's most recommended bank according to RFi XPRT Survey, February 2021 - July 2021 (n = 31,903) when compared to customers of 20 other banks operating in Australia.

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ING’s vision is to unlock our people’s full potential through our inclusive culture where everyone has the opportunity to develop and have impact for our customers and society. To achieve this vision, our policies support diversity, equity, and inclusion. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law. If you require any assistance or if we can accommodate you in any way when participating in our application and/or interview process, please email the recruiting contact listed for the relevant position. We will be happy to work with you to ensure a fair and accessible process. Read more about our commitment to diversity, inclusion and belonging here.