Manager Retail Credit Risk Modelling

At ING Australia, you will have the chance to build a career as unique as you are, with the global scale, support, inclusive culture, and technology to become the best version of you. And we are counting on your unique voice and perspective to help ING Australia become even better.

As a manager in our retail credit risk modelling team, you will play an important role in shaping how ING best uses its data, analytics and modelling to drive meaningful outcomes for both the organisation and our customers.

You will be responsible for developing and managing business critical models including IRB, IFRS9, credit decisioning and behavioral models and work with business partners on how these models are used in application to deliver business outcomes.

You will get a broad exposure to both different types of models and seniority of stakeholders. This would be a brilliant role to develop both your technical capabilities but also critical stakeholder management ability.

Ready to make an impact?

What you’ll do

• Develop business critical statistical models including IRB, IFRS9, credit decision and behavioral models for the retail credit risk portfolios.
• Responsible for the maintenance and management of ING's retail credit risk models, ensuring they are fit for purpose and compliant with internal requirements as well as regulatory standards. 
• Support the end-to-end lifecycle of model management including, data preparation, model design and
  development, documentation and governance, monitoring and validation of models.
• Act as a subject matter expert on credit risk models and data, able to communication complex topics in simple ways to a variety of stakeholders.
• Perform complex analysis on model usage strategies to optimise performance and growth.

What we’re looking for

• 3+ years of experience in retail credit risk modelling experience
  required
• Advanced SAS and SQL. R or Python would be beneficial.
• Tertiary degree in statistics or mathematics. Statistical modelling involving large
  amounts of data.
• Knowledge of IRB & IFRS9 models and associated requirements.
• Sound knowledge of banking products and trends in Australian banking industry.

What’s in it for you?

• Discounted ING Health Insurance
• An additional Rest Day to support your wellbeing
• An IMPACT Day to volunteer on approved sustainability activity

About Us

At ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too. 

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer. 

We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. 

We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.  

Sound like the kind of place you’d feel at home? We’d love to hear from you. 

(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.) 

Need more?
Contact Mark Montgomery on mark.montgomery@ing.com

Applications close Friday 27th June 2025

Before you apply
Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your manager

ING is Australia's most recommended bank according to RFi XPRT Survey, February 2021 - July 2021 (n = 31,903) when compared to customers of 20 other banks operating in Australia.

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