Lead Finance Advice for Private Individuals

ING Global Retail Finance is looking for a Lead Finance Advice for Private Individuals.

Working in the team requires interaction with many internal stakeholders (Finance departments in countries and business lines, Management Board, Retail MT, Risk, Capital Management, Group Treasury, Corporate Strategy, COO, Group Finance, COORF and Investor Relations).

The role falls within the Central Finance advice Team and be responsible for the creation of actionable management information, specializing in Private Individuals in timely and high qualitive manner. They will advise on financial and business challenges, including full insight into the Private Individuals financials and initiatives.

The successful candidate will be responsible for setting up and improving the insights into the financial performance and planning of the Private Individuals Segment, building up a good relationship with the respective countries and key central stakeholders, maintaining a fluent communication line and being available for any question or request they may have. Ensure quality of relevant business insights are incorporated into key central reports (Flash, Set The Tone, Performance Dialogue, etc.) and assist in raising the standard to meet best in class.

Our work environment

The Global Retail Finance team consists of 16 Finance professionals, all with their own expertise and generally with 5+ years of experience at various levels of the organization. The team is primarily a Management Accounting & Advice department and is characterized as a horizontal and flexible organization in order to adapt to the changing environment and priorities. Given the stakeholders of the department, values such as taking ownership of responsibilities and quality control are clearly embedded within the culture of the department.

Role & responsibilities

Relationship management with the Retail countries, specifically focusing on the Private Individuals segment

• Strengthening relationships with local Heads of PI, PI strategy team & Product co-ordinators to ensure flow of relevant information, while maintaining independent, objective finance view

HO Functions support

• You assist in communication and support to the global head of Private Individuals, being a business partner and providing both financial support as well as challenging the initiatives being presented

Set-Up ESG Reporting Governance

• Set-up of Retail Banking ESG Reporting Governance framework, leveraging on those of WB & RB Netherlands with the target of ensuring that Retail ESG KPI’s will be robust enough to report externally

Structurally improving quality of PI business insights into all Key Retail reports

• Ensure that relevant business developments are well analysed and explained in all key retail banking structural (RFC/DP, Flash, PD, MIS, QPC, STT, Press release etc.) and ad-hoc reports to provide key stakeholders with relevant timely insights
• Continuous review and improvements of all reports to ensure these remain relevant

Enable Tracking & reporting on status of Strategic Initiatives

• Set-Up Product (Detailed) Product Dashboards, together with PI Strategy & Advice CoE
• Leveraging on the product dashboards, MIS & QPC bring additional insights / analysis to track on delivery of Key KPI’s including required analysis

Set-up (detailed) NII & Fee Income Analysis

• Leverage on Liability NII call momentum (potentially expanding to all countries) and create similar structural deep-dive on Mortgages to create a comprehensive view key margin drivers and developments and start development of a challenge mechanism for Outlook.
• Take current fee income report to next level (enabling views of gross fees, Agents, ATM etc.)

Forecast Process business alignment & challenge

• Country-specific actions plans on income / costs initiatives
• Pre-alignment of RFC submissions with head of PI
• Post-submission checks of completeness and correctness of RFC
• Accuracy of RFC vs Actuals
• Continuous improvement on quality of insights (incl. ad-hoc deep-dives on relevant matters

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

Furthermore, you have:

• Master in Finance (e.g. Economics or Business Administration)
• Recent graduate looking to jump start their career within a dynamic finance organization with room to develop.
• Experience in preparing and delivering management reporting with full P&L and BS scope.
• You are a proven business partner, you develop networks, building long-term relationships
• Strong quantitative background and excellent computer skills
• Strong technical skills (Excel, MASS, PowerPoint, Power BI)
• Strong customer focus. Addresses potential customer requirements
• Initiative: creates opportunities and openings, the use of scenario analysis, predictive analytics and deep dives to get an idea of the future context
• Already be in possession of the right to work in the EU

Rewards & benefits 

We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions here.  

The benefits of working with us at ING include: 

• A salary tailored to your qualities and experience
• 36 or 40 hour workweek
• Individual leave: 24+2 individual holiday days based on 36 hr workweek
• Diversity leave: 3 days per year (1,5 paid, 1,5 unpaid)
• CSR days: up to 2 days per year to actively engage in society by volunteering
• 13th month salary
• 8% Holiday payment
• Individual Savings Contribution (BIS), 3.5% of your gross annual salary
• Mobility card
• Attractive pension scheme
• Hybrid working to blend home working for focus and office working for collaboration and co-creation

Want to apply directly?

Upload your CV and motivation letter by clicking the “Apply” button. 

Please note, multiple interview steps involving various business stakeholders will be part of the selection process.

About us

With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us and apply today!