At ING we are looking for a Legal Expert Financial Regulation

We are looking for a talented and enthusiastic Legal Expert to join our Retail Banking Legal Team Team of Legal Team.

The responsibility of this team is supporting the Head of Department, team members, and internal clients to identify and mitigate legal risks across ING’s operations.

Your key responsibilities:

As a Legal Expert in the Retail Banking Legal Team you will:

• Provide expert legal advice, guidance, and support to ensure legal and reputational risks are identified, reported, and mitigated.
• Act as legal advisor to the retail banking business, working closely with relevant teams.
• Advise and support business colleagues across product lines, helping to formulate, coordinate, and communicate policies, procedures, and controls to manage legal risk effectively.
• Engage and manage external counsel, reviewing their advice and documentation.
• Draft, review, manage, and negotiate a wide range of commercial and outsourcing agreements, ensuring compliance with regulatory requirements for credit institutions.
• Deliver practical, solution-oriented legal advice on banking and investment matters
• Stay current with changes in laws and regulations affecting the banking sector.

The main challenges you will face in this team are:

• Adapting work style to handle complex and varied workloads.
• Prioritizing tasks based on legal risk and commercial considerations.
• Navigating a complex financial regulatory environment.
• Maintaining knowledge of ING’s operations and policies.
• Deepening expertise in specialized areas and anticipating legal developments to provide forward-looking advice.
• Increasing ability to manage complex tasks independently.
• Building strong relationships with senior management and inspiring stakeholder confidence.
• Balancing the need for thorough analysis with timely decision-making under commercial pressures.

What are we looking for?

Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply!

• Law degree from an accredited institution; qualification to practice law in Spain is desirable.
• 5–7 years of relevant experience at a law firm, fintech, and/or financial institution with regulatory exposure.
• Essential regulatory expertise: banking and investment products, particularly MIFID, Payments regulations, IDD, or lending regulations.
• Desirable expertise: digital innovation, data protection and KYC.
• Excellent organizational and prioritization skills; ability to manage competing priorities effectively.
• Proven ability to meet tight deadlines and adapt to changing priorities in a fast-paced, dynamic environment.
• Fluent in English (including drafting legal documents) is essential.
• Proactive attitude and readiness to embrace change and new challenges.

• What do we offer?

  The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.

  
  Check out what is waiting for you!

  Be flexible my friend.

  Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self. Do your thing.

  Restaurant card.

  So that thinking about what to have for lunch doesn’t take up your time or your cravings.

  Our house will be your home.

  In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!

  Health insurance.

  For you and all your family (spouse/partner and children).

  Life insurance.

  We help you protect what matters most to you.

  Flexible remuneration.

  In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids…

  Free company shuttle.

  It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.

  Banking benefits.

  Special loans with more beneficial conditions.

  Special mortgage conditions after 6 months working at the bank.

  And you can benefit from our pension plan after 1 month with us!

  More vitality and more belonging

  360º care of the employee (physical, mental, social connection & purpose).

  Physiotherapy service on site.

  Clinics with professional, world-class athletes.

  Gympass service.

  Employee Networks: Rainbow Lions (LGBTQI+), Leonas & RIÑG.

  International Remote work program.

  Get to know Us

  We are a team of more than 1700 people sharing one idea: doing our bit in helping our clients create a better future for themselves, by providing them with the tools they need to get where they want to go.

  A fully online bank where technology, innovation, simplicity and transparency are the main ingredients, and the first one to work with agile methodologies.

  And although we are based in Spain, we are lucky to work in an international bank with presence in more than 40 countries.

  We are proud to have a diverse team, and we are committed to continue developing a culture of Diversity, Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.

  And even though we look orange on the outside, we are green on the inside. Our ambition in Sustainability is Empowering (y)our Sustainability journey. We are embarking on our path, for us, but we are also there for when our clients decide to embark on this journey.

  Making things happen, helping others be successful, always being one step ahead—that’s our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working…we are looking forward to meeting you!

¿Qué ofrecemos?

Sabemos que el tiempo que pasas en el trabajo, los retos que enfrentas y los aprendizajes que obtienes son importantes, pero… ¿y tu vida personal? En ING queremos que tu trabajo te llene en todos los sentidos, por eso cuidamos hasta el más mínimo detalle.

¡Descubre todo lo que te espera!

• Be flexible, my friend.
  Nuestro modelo se basa en la flexibilidad y la responsabilidad. Siempre teniendo en cuenta las necesidades de nuestras personas clientas y compañeras/os, decidirás junto a tu equipo qué días trabajas desde casa y cuáles en ING MAD para dar lo mejor de ti. Haz lo tuyo.
• Tarjeta restaurante.
  Para que decidir qué comer no te quite tiempo ni energía.
• Nuestra casa será tu hogar.
  En nuestras oficinas encontrarás soluciones de movilidad eléctrica, servicio médico, peluquería, gimnasio, The Good Service (para ayudarte con tus gestiones) ¡y mucho más!
• Seguro de salud.
  Para ti y tu familia (pareja e hijas/os).
• Seguro de vida.
  Te ayudamos a proteger lo que más te importa.
• Retribución flexible.
  Gracias a nuestro modelo de retribución flexible, podrás acceder a servicios como guardería, tarjeta transporte, ayudas para formación… de forma más ventajosa fiscalmente.
• Lanzadera gratuita.
  No importa dónde vivas. Contamos con 6 rutas (Norte, Centro, Sur, A5, A42 y A6) para que llegues cómodamente a nuestras oficinas en Madrid.
• Beneficios bancarios.
  Préstamos especiales con condiciones preferentes.
  Condiciones especiales en hipotecas tras 6 meses en ING.
  Y acceso a nuestro plan de pensiones tras solo 1 mes con nosotras/os.
• Más vitalidad y más conexión.
  Cuidamos de ti en 360º: bienestar físico, mental, conexión social y propósito.
  Servicio de fisioterapia en la oficina.
  Club de runners con entrenador/a propio/a.
  Clínicas con deportistas profesionales de élite.
  Servicio Gympass.
  Redes de personas empleadas: Rainbow Lions (LGBTQI+) y Leonas.

Conócenos

Somos un equipo de más de 1600 personas compartiendo una idea: ayudar a nuestras personas clientas a construir un futuro mejor, ofreciéndoles las herramientas que necesitan para llegar donde quieren.

Un banco totalmente digital, donde la tecnología, la innovación, la simplicidad y la transparencia son nuestros ingredientes principales. Fuimos el primero en trabajar con metodologías ágiles.

Aunque estamos en España, formamos parte de un banco internacional presente en más de 40 países.

Nos sentimos orgullosas/os de tener un equipo diverso y estamos comprometidas/os con seguir desarrollando una cultura de Diversidad, Inclusión y Pertenencia que fomente la colaboración y la innovación, representando a todos los colectivos de la sociedad.

Y aunque por fuera somos naranjas, por dentro somos verdes. Nuestra ambición en sostenibilidad es impulsar tu camino (y el nuestro) hacia un futuro más sostenible.

Hacer que las cosas pasen, ayudar a otras personas a tener éxito y estar siempre un paso por delante… eso forma parte de nuestro ADN.
Si te miras al espejo y tu reflejo encaja con nuestra forma de ser y trabajar… ¡estamos deseando conocerte!