Lead Credit Risk Model

REQ-10109715
20/02/2026
Model Risk Management
Brussels, Belgium
ING Bank

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Your role & work environment

ING Belgium is looking for a Lead Credit Regulatory Models (Lead Model Risk III) to strengthen its Integrated Risk Management department.
In this senior leadership role, you will steer ING Belgium’s end‑to‑end Regulatory and IFRS9 modelling landscape, ensuring model compliance, strategic value creation, and robust stakeholder engagement with supervisors and senior leadership.

You will lead a team of credit risk modelling experts in Belgium, work in close partnership with modelling squads in Poland and other Hub locations, and collaborate with Group stakeholders in the Netherlands.
This role is critical to supporting ING Belgium’s capital strategy, optimizing RoE, and ensuring regulatory excellence, fully aligned with ING’s Together for Progress ambitions.

You report hierarchically to the Head of Integrated Risk Management.

Your key responsibilities

Strategic Modelling Leadership

Own, define, and steer the regulatory and IFRS9 modelling roadmap for ING Belgium
Set the modelling strategy across (i) model redevelopment strategy, (ii) modelling data and infrastructure, (iii) modelling platforms and (iv) model staffing (HC 30) across locations
Ensure all local IRB and IFRS9 models remain regulatory compliant and translate regulatory developments (CRR3, ECB expectations, EBA guidelines) into clear strategic priorities

Value Creation & Risk Appetite Support

Drive Risk‑Weighted Assets optimisation through recalibration initiatives, contributing directly to Return on Equity uplift
Ensure IFRS9 models support sound risk cost forecasting, as well as proactive stakeholder management, working through functional oversight of 20 HC modelling teams in the Risk Hub

Team Leadership and Collaboration

Stakeholder management

Safeguard high-quality, consistent supervisory interaction with ECB / JST / NBB, Model validation and internal corporate audit services
Act as the single accountable entry point for senior stakeholders on modelling matters
Maintain oversight of ING Belgium’s full model inventory (local and global models)

Team Leadership & Capability Building

Lead a team of 5 direct reports (1 team lead, 4 model contributors and functional oversight of 20 HC in modelling hubs
Manage and develop modelling specialists (including BE, Poland, and Turkey)
Set clear goals, track dependencies, and ensure timely delivery of modelling commitments

Build a learning organisation, fostering expertise, innovation, and cross-border collaboration

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Your place of work Explore the area

Questions? Just ask
Turan Ozkan

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ING’s vision is to unlock our people’s full potential through our inclusive culture where everyone has the opportunity to develop and have impact for our customers and society. To achieve this vision, our policies support diversity, equity, and inclusion. As an equal opportunity employer, we do not tolerate discrimination of any kind with regard to age, gender, gender identity, cultural background, experience, religion, race, ethnicity, disability, family responsibilities, sexual orientation, social origin, or any other status protected by applicable law. If you require any assistance or if we can accommodate you in any way when participating in our application and/or interview process, please email the recruiting contact listed for the relevant position. We will be happy to work with you to ensure a fair and accessible process. Read more about our commitment to diversity, inclusion and belonging here.